How You Build Equity Through POP

(Pathway to Ownership Program)

When you join our Pathway to Ownership Program, you’re not just renting, you’re building equity from day one.
Here’s how it works:

Your Option Payment Goes Toward Your Purchase
When you place your option payment, it is credited directly toward your future purchase price.
This gives you instant equity, and locks in today’s price even while you’re still getting mortgage-ready.

Monthly Rent Credits Help You Build More Equity
Each month, a portion of your payment becomes a rent credit.
These credits accumulate and are applied toward your final purchase price at closing.

This means:
• You’re lowering the amount you’ll need to borrow
• You’re increasing your equity position
• You’re getting ahead financially while you live in the home

Your Purchase Price Is Locked In Today
The biggest benefit?

➡️ Your purchase price is based on today’s value, not the future value at the end of your term.

So if home prices rise over the next 12–36 months, that appreciation works in your favor.
This often helps buyers with mortgage approval, because:
• You’re buying at yesterday’s price
• The home may appraise higher later
• Your loan-to-value ratio improves
• Your chances of approval increase

You Move In Now, Then Buy When Ready
During your POP term, you can:
• Improve credit
• Increase savings
• Strengthen income history
• Prepare for a smoother loan approval

And once you’re ready, you complete the purchase with all your credits applied.

🔑 Bottom Line

POP lets you build equity while renting, and gives you the financial advantage of locking in today’s purchase price while the market grows.

Begin Your Journey Today !!